Planning a month
Monthly break-even worksheet
How much you have to sell before the month pays for itself.
7 columnsCSV
Owner-operators
Overhead and fixed costs
What this file is
An overhead list is every cost you pay whether or not you sell: rent, salaries, software, agencies, insurance. With a recurrence and a start date on each row, a spreadsheet can spread every cost over the days it covers instead of dumping it on the day the invoice arrived.
What is inside
One header row, one filled example.
Rent, salaries, software, agencies, insurance. Recurrence and start date are what let a yearly invoice be spread across the days it covers instead of wrecking one month.
Rows 1 and 2 are the file. Click any cell to read it; the foot of the sheet says what its column is for.
A2Shopify subscription
| Row | A | B | C | D | E | F | G | H | I | J |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | name | category | amount | currency | recurrence | start_date | end_date | |||
| 2 | Shopify subscription | Shopify subscription | 79.00 | EUR | monthly | 2026-01-01 | ||||
| 3 | ||||||||||
| 4 | ||||||||||
| 5 | ||||||||||
| 6 | ||||||||||
| 7 |
nouz-overhead-costs
A · nameWhat the cost is, in your own words.
Every column, explained.
In the order they sit in the file. Point at one and it is outlined in the sheet.
Behind the file
Why it is built this way.
Overhead does not belong to the day you paid it. A yearly insurance invoice booked to one Tuesday makes that week look disastrous and the other fifty-one look better than they are. Recurrence is what fixes it: a monthly cost spreads at twelve months across the year's days, a yearly one divides by 365, and a one-off belongs to its booking date because it really was one day's decision.
Keep marketing out of this file, even the fixed kind. An influencer retainer is a monthly cost, but it is spent on winning customers, and counting it as overhead while ad spend lives in another line splits your real marketing cost in two. In nouz such a retainer goes on the Overhead page under Add cost, then Marketing spend, where it counts in marketing costs before CM3, and every euro counts once, in the right place.
The natural companion here is the monthly break-even worksheet: your fixed costs are the number a month has to clear before profit starts, and the break-even point is the day it happens.
In nouz
Where running costs live in nouz.
On the Overhead page, every cost has a name, a category, an amount, how often it recurs, and when it starts and ends. nouz spreads it across the days it covers.
More templates
More free files, same format.
Imports into nouz
4 columnsCSV
Anyone whose supplier prices move
Price list with effective dates
What each product costs and sells for, and from which day.
7 columnsCSV
Your daily P&L, without the spreadsheet.
nouz works out your real profit every night, after product costs, shipping, payment fees, ad spend and running costs, and sends it to your inbox each morning.
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